Insurance for Your Neighborhood, Now Easier Than

Amwins and District Cover have teamed up to give retail agents direct access to quote and bind city-based small business accounts right inside the Amwins Commercial Lines Dashboard.

No more emailing applications or waiting for manual review — now you can:

  • Quote in minutes directly in the District Cover Platform

  • Request to bind with one click (Amwins SPOC Team is automatically notified)

  • Serve more clients, faster, with tailored coverage built for city-based risks

Why District Cover?

District Cover is a tech-enabled MGU built to insure city-based small businesses that often face challenges with restrictive appetites, prohibitive pricing, and coverage gaps. Our proprietary “District Covered” Commercial Package delivers:

  • Non-admitted product built for underserved risks

  • Competitive & flexible coverage form protecting against core Property & Liability perils

  • Capacity: $5M+ TIV; GL Limit: $1M / $2M aggregate

  • Carrier Strength: Underwritten by Vantage Risk Specialty Insurance Company, rated A- (Excellent)

APPETITE HIGHLIGHTS

  • Eligible Classes: Contractors, Service Shops, Retail, Restaurants, Outpatient Healthcare, LRO/Real Estate, Professional Services

  • Ineligible Classes: Bars/Nightclubs, Hotels/Motels, Gasoline/Fuel Exposures, High-Hazard Contractors, Churches, Manufacturing

STATE AVAILABILITY: Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New York, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia, and Washington.

How It Works: District Cover + Amwins in the Digital Partner Marketplace

  1. Log in to your Amwins Commercial Lines Dashboard

  2. Select District Cover in the Digital Partner Marketplace

  3. Quote accounts in minutes

  4. Request to bind → Amwins SPOC Team is notified automatically

That’s it — a simple, streamlined process that saves time and expands your opportunities.


Contact Us

By balancing technology, data-led underwriting, and human insights, we believe insurance can bring economic opportunity to everyone. Have questions? We’re here to help.

  • East Region Underwriting Team Contact: Tina Allen (tina.allen@districtcover.com)

  • Central Region Underwriting Team Contact: Wes Gillespie (wes.gillespie@districtcover.com)

  • South Region Underwriting Team Contact: Brandon Taylor (brandon.taylor@districtcover.com)

  • West Region Underwriting Team Contact: Nick Hartley (nick.hartley@districtcover.com)