Insurance for Your Neighborhood
District Cover and Amwins have teamed up to ensure your inner-city small business clients can rely on consistent access to a long-term insurance solution. Neighborhood by neighborhood, we take a data-driven approach to understanding city-based businesses’ risk profiles and creating tailored insurance policies for small businesses. Tired of crime score declines, prohibitive pricing for your neighborhood, or limited coverage? District Cover understands the city and is here to help retail agents leave these challenges behind.
Have a city-based small business customer that’s struggling to find insurance?
The “District Covered” Commercial Package
District Cover offers your clients a proprietary, non-admitted product that fills the gap between restrictive Excess and Surplus Line products and expensive admitted BOP policies. Explore the Broker Resource Library.
PRODUCT HIGHLIGHTS
Vantage Risk Specialty Insurance Company, A- (Excellent)
Non-admitted
$5M+ Property TIV
GL Limit: $1M / $2M aggregate
Competitive and flexible coverage form meant to protect against core Property and Liability perils.
APPETITE HIGHLIGHTS
Eligible Classes: Contractors, Service Shops, Retail, Outpatient Healthcare, LRO/Real Estate, Restaurants, Professional Service, and more
Ineligible Classes: Bars/Nightclubs, Hotels/ Motels, Gasoline/Fuel Exposures, High-Hazard Contractors, Churches, Manufacturing
STATE AVAILABILITY: Arizona, California, Colorado, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New York, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia, and Washington.
Have a city-based small business customer that’s struggling to find insurance?
Send your information and an ACORD or other application/information to the District Cover Team, and a District Cover representative will respond with a quote for your review. Here’s our standard application.