In most cases, binding is completed within approximately two business days after a bind request is submitted. If a submission is time-sensitive, District Cover’s underwriting team will coordinate directly with Amwins SPoC to help keep things moving.

Once you request binding through the District Cover platform, Amwins SPoC will manage the process behind the scenes : including clearance, documentation, invoicing, and policy issuance. You don’t need to coordinate separately; the workflow is designed to stay simple and centralized for you.

Clearance is handled by Amwins as part of the binding process to ensure there are no duplicate submissions. Here’s what to expect:

• When you submit or request to bind, Amwins reviews whether the account has already been submitted by another agent

• If a conflict exists, an Agent of Record (AOR) may be required prior to binding

• Clearance is completed by Amwins’ dedicated clearance team

• You’ll receive confirmation once clearance is finalized

This process helps protect all parties and ensures a smooth path to binding.

If your agency needs to become appointed, you can start the process directly through Amwins.

Once you request to bind, Amwins SPoC manages the operational details, including:

• Clearance

• Policy documentation

• Required subjectivities

• Inspection coordination

• Fees, taxes, and invoicing

This allows you to stay focused on your client while the binding process moves forward.

In most cases, no. Once District Cover underwriting approves a submission, Amwins SPoC follows that decision. The primary exception would be a clearance issue that prevents binding.

Yes, timing matters:

• Before referral or underwriting review: You can edit your submission freely

• During underwriting review: Changes are temporarily locked

• After approval but before binding: Edits may be allowed, though material exposure changes could trigger another review

• After binding: Changes are handled via endorsement

If you’re unsure, the District Cover underwriting team is happy to guide you.

The platform provides estimated taxes and fees. Final calculations, including taxes and fees, are completed by Amwins SPoC and reflected on the official cover page. The Amwins calculation is the final and accurate amount.