Expanding Access. Empowering Businesses. Building Resilient Communities
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We’re a Managing General Underwriter (MGU) that believes every business, regardless of size, ZIP code, or industry, deserves access to fair, reliable coverage. Together with BizFed, we’re working to make insurance education and connection easier for the businesses powering Los Angeles’ economy.
We don’t sell insurance directly. Instead, we equip you with the knowledge, tools, and connections to make the right decisions for your business.
Built for Cities. Focused on Communities.
District Cover is a modern insurance platform and MGU dedicated to helping brokers, wholesalers, and their small-to-mid-sized business clients access coverage that’s built to last.
Our mission is simple:
Longevity: We design coverage that sticks with businesses for the long run.
Efficiency: We make quoting and underwriting faster, smarter, and more transparent.
Community Investment: We help businesses in overlooked areas access protection and grow sustainably.
We believe insurance isn’t just a transaction; it’s a tool for stability, growth, and community impact. That’s why we’re providing LA-based businesses with education and tools to help them grow their businesses safely.
Our Appetite: Businesses That Power the City.
We specialize in commercial package policies (property + liability) for city-based businesses in urban corridors. Our partners write for a wide range of classes, including:
Food and Hospitality: Restaurants, cafes, markets, and delis.
Retail and Services: Convenience stores, salons, laundromats, small retailers.
Professional Services and Mixed-Use: Offices, creative studios, LROs, and local consultancies.
We understand the unique risks and opportunities of doing business in Los Angeles.
Business Insurance Resources
Download on-demand guides and tools created exclusively for BizFed members:
Business Startup Insurance Kit
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