District Cover Expands to Four New States

At District Cover, our goal has always been clear: to address the unique challenges city-based businesses face in securing the right insurance. We understand that navigating insurance options in a bustling urban environment can be complex.

We recently expanded into four new states: Florida, Georgia, South Carolina, and Louisiana. This expansion marks a significant step forward in our journey to protect more city-based businesses and better serve our communities. These states each have their own unique cultures and business profiles, but they share one commonality: a struggle for consistent insurance capacity in hurricane and wind-exposed areas. District Cover will address that challenge by offering wind coverage to businesses and providing all the necessary protections against city-based risk.

About Our Product

The "District Covered" Commercial Package Policy—a proprietary, non-admitted product issued by Vantage Risk Specialty Insurance Company—fills the gap between restrictive excess and surplus lines offerings and expensive admitted businessowners policies, giving brokers and their clients more affordable coverage.

About Our Focus

We take a data-driven approach, delving deep into the risk profiles of city businesses, neighborhood by neighborhood. This granular focus allows us to create tailored insurance policies that truly meet their needs. We also deeply value the role of brokers, recognizing their crucial connection to local markets. We're committed to empowering them with the tools, resources, and support they need to thrive.

This expansion is a testament to our ongoing commitment to providing tailored insurance solutions to city-based businesses. We believe that every business, no matter where it's located in a city, deserves the right coverage. We look forward to serving these new markets and continuing to grow alongside the vibrant communities we protect.