Where District Cover Wins: See Where Brokers Are Finding Success
Our interactive map highlights the urban corridors and neighborhoods where District Cover is actively writing business and delivering strong outcomes for brokers and their clients. Using block-level data, community insight, and broker feedback, we’ve identified the areas where our appetite, pricing, and underwriting approach align most strongly with market demand.
Here is where we’ll embed the map…..
How to Use the Map
Zoom into your city or territory
Click highlighted areas to view appetite signals
Identify opportunities worth submitting
Share screenshots or links with your retail agents
Pair with our appetite guide for deeper context
What the Map Represents
Highlighted areas reflect a combination of underwriting appetite, broker success, and market need. This includes:
Urban corridors where we’re actively quoting and binding
Neighborhoods with strong small business density
Areas where traditional carriers are pulling back
Zones where our property-only, multi-location, and expanded TIV capabilities create an edge
This tool is directional. Our underwriting team remains your best partner for case-by-case guidance.
Where Brokers Are Seeing Momentum
While we support submissions across our footprint, these markets reflect strong alignment between District Cover’s appetite, underwriting confidence, and broker success. Use this as directional guidance to identify opportunities worth exploring, and always reach out to your underwriting partner to pressure test unique risks.
The Northeast Region
Target States: New York, New Jersey, Pennsylvania, Massachusetts, and Maryland
Target Cities: NYC borough corridors, Newark and Jersey City, Philadelphia neighborhood retail districts, Baltimore urban corridors, Boston neighborhood commercial hubs
Classes Gaining Traction:
Neighborhood retail and bodegas
Quick-service restaurants and cafes
Professional services storefronts
Laundromats and personal service businesses
LRO / small commercial landlords
The West Region
Target States: California, Washington, Oregon, Arizona, Nevada
Target Cities: Los Angeles neighborhood corridors, Oakland/San Jose retail districts, Seattle urban villages, Portland neighborhood retail streets, Phoenix infill corridors
Classes Gaining Traction:
Restaurants and food operators
Specialty retail
Service businesses
LRO / small commercial landlords
Multi-location urban operators
The Southeast Region
Target States: Georgia, Florida, Louisiana, South Carolina, and North Carolina
Target Cities: Atlanta BeltLine-adjacent retail, Tampa and Orlando inland retail and restaurant clusters, New Orleans commercial corridors, Charlotte urban hubs
Classes Gaining Traction:
Restaurants and food retail
Beauty, barber, and wellness services
Convenience and grocery retail
Multi-location operators
LRO / small commercial landlords
The Central Region
Target States: Illinois, Michigan, Ohio, Minnesota, and Texas
Target Cities: Chicago neighborhood corridors, Detroit retail nodes, Cleveland/Columbus mixed-use districts, Minneapolis/St. Paul storefront retail, Dallas/Houston urban infill areas
Classes Gaining Traction:
Neighborhood retail and apparel
Strip mall tenants
Professional services
Grocery and specialty food
Multi-tenant small property owners
Have Opportunities in These Markets?
These target areas reflect where District Cover’s underwriting approach is resonating — but we’re always open to pressure-testing risks beyond highlighted zones.
More Than a Tool: This Map is a Submission Strategy
Our goal is simple: help brokers spend less time guessing and more time winning. This map reflects real underwriting behavior and broker outcomes, giving you a clearer signal of where District Cover can support placements others may pass on. If you’re unsure about a specific risk, your underwriting partner is just a submission away.